Financial freedom is often associated with having enough capital to cover all your living expenses for the rest of your life without needing a salary. For some, this equates to retirement, but I believe it’s more nuanced than that.

One of the most critical metrics professional investors use to assess profitability is the Internal Rate of Return (IRR). But what exactly is IRR, and why is it so valuable? In this blog post, we’ll break down the significance of IRR and how it can be used to make smarter investment decisions.

Do you know your net worth? It’s equal to the sum of all your assets (that you own) minus all your liabilities (that you owe). You can’t improve what you don’t track.

Do you know the difference between levered and unlevered returns? This is especially relevant for real estate – the largest asset class globally, since most of the real estate transactions involve leverage.

Crypto assets have emerged as a new “digital gold” and a blockchain ecosystem powering innovation and decentralization in finance and beyond.

Bonds are the 2nd largest asset class globally after Real Estate. With higher interest rates, bonds become more attractive to private investors.

IRR is the key investment return metric used by most mid to long-term professional investors. However, its accurate calculation, including all interim cash flows and historical currency rates, might be challenging for private investors if done manually in a spreadsheet.

With higher interest rates, Bonds have gained fresh relevance for private investors. Here are the 6 types of bond investing strategies that you can try:

Diversification & Optionality are the 2 important principles not only in capital management but also in real life. We asked Andrew Henderson (Nomad Capitalist) to provide his take on the topic as well.