AI Tax Advisor

The Tax Advisor sits behind every recommendation, weighing its tax cost so the guidance you get is optimized for what you keep, grounded in cited sources, and handed to a CPA when it's time to act.

Ask a tax question

How it stays
grounded

Every answer is pulled from vetted tax sources before a word is written, traceable to a real rule, not a model's memory.

Cited on every fact
Sources shown, never recalled
Account types
Roth, traditional, taxable, HSA
US + state tax code
IRS pubs, brackets, deductions
Global tax rules
Cross-border basics, flagged
CPA handoff
Routed when it’s time to act

The levers behind a tax-optimized call

Every recommendation is weighed against these. Ask about any of them and get the mechanics and trade-offs in plain language, so you see exactly why a move helps or hurts after tax.

01

Wash sales

Why a repurchase within 30 days disallows a loss, and where the basis goes.

02

Roth vs. traditional

After-tax vs. pre-tax, and how your bracket now vs. later shapes the trade-off.

03

Capital gains

Short-term vs. long-term rates, holding periods, and what a realized gain means.

04

Estimated taxes

Quarterly payments, safe-harbor rules, and who typically owes them.

05

Account types

IRAs, 401(k)s, HSAs, and taxable, what each wrapper does and its limits.

06

Deductions & credits

The difference between the two, and common ones explained in plain language.

How it works

The same tax lens runs behind every recommendation your team makes. Here is the path a single question takes.

1.  You ask

You ask about a move, an investment idea, a sale, a rebalance, or a pure tax question.

2.  Weighed for tax

The team works your question, and the Tax Advisor weighs its tax impact alongside, whatever the move.

3.  Grounded & explained

The relevant rules are pulled from cited sources, then the trade-offs are explained in after-tax terms.

4.  Disclaimed & handed off

Every answer carries a plain disclaimer and a route to a CPA for your specific situation.

Tax-aware today

Optimized today, position-level next

Every recommendation your AI team makes is already weighed for its tax impact and explained from cited sources. Position-level optimization, matching specific tax lots, acquisition dates, and realized gains, needs data we're still building toward; without it, any personalized number would be guesswork. That layer is next. Until then, the Tax Advisor keeps every answer grounded, disclaimed, and handed to a CPA when it's time to act.

One specialist on a team that works only for you

Five specialized AI agents, led by your AI Investment Advisor. They pressure-test each other's thinking, and the Tax Advisor weighs every move for its tax impact, so the guidance you act on is optimized for what you keep, not for commissions.

Portfolio Manager

Builds & rebalances your allocation.

Research Analyst

Digs into every stock you own.

Risk Officer

Reviews risk & challenges the team.
This page

Tax Advisor

Explains taxes, grounded and disclaimed.

Financial Planner

Tracks progress to your goals.

Optimized for taxes, before you act

Tax-aware investment guidance, grounded and disclaimed, part of a full AI team on a flat fee.

Ask a tax question

Common questions

Where do its tax facts come from?+
From dedicated tax knowledge bases, account types, US and state tax code, and global tax rules, sourced from official material. Every fact is cited, not recalled from model memory.
Is this a replacement for my CPA?+
No. It is educational only and says so. Every tax answer includes a disclaimer and a clear handoff to a tax professional.
What tax topics can it explain?+
Concepts such as wash sales, Roth vs. traditional IRAs, tax-loss harvesting mechanics, capital-gains treatment, estimated taxes, and account types, in plain language, with cited sources.
Does it give me tax rates or numbers?+
Only grounded ones. Every rule, rate, or figure comes from a knowledge base or your real data, it never invents a number or presents one as a reason to act.
Does 8FIGURES trade for me or manage my money?+
No. 8FIGURES is read-only by default, it cannot place trades or move your funds. The team lays out a clear recommendation and explains the reasoning; you decide what to act on and place any trades yourself. You stay in control at every step.
Is my financial data safe?+
Yes. Accounts connect in read-only mode through trusted providers, protected with bank-level security and AES-256 encryption and strict access controls. Even our team cannot access your data without your explicit approval, and your data is never sold.